BanditAI
E-File Form 1099-A Online to Report Acquisition or Abandonment of Secured Property
Import your data, run it through built-in checks, and e-file 1099-A forms to the IRS, then deliver borrower copies in one submission.
From $0.80/form at volume. Free corrections and retransmissions. Rated 4.9 by 52,784 filers.
IRS Authorized Provider
File in Under 10 Minutes
No-Cost Corrections
Money-Back Guarantee
4.9/5
52,784 verified reviews
1M+
Businesses served
$0
Zero hidden fees
24/7
Live customer support
100%
Accuracy guarantee
Form 1099-A: What You Need to Know
Form 1099-A is used by lenders and other applicable parties to report the acquisition or abandonment of property securing a debt to the IRS and borrowers. The form reports details such as the date of acquisition or abandonment, outstanding principal balance, fair market value of the property, and whether the borrower was personally liable for the debt.
Lenders must file Form 1099-A for applicable transactions and furnish a copy to the borrower.
One Platform, Built for However You File Form 1099-A
Whether you're filing one form or managing thousands, TaxBandits fits the way you already work.
For Lenders / Businesses
Filing It Yourself
New to Form 1099-A? We walk you through each box.
- Built-In W-9 Collection
- Real-Time TIN Matching
- AI Assistant
- Live Customer Support
For Tax Professionals
Filing for Clients
Handle every client's filing from a single dashboard.
- Multi-Client Dashboard
- Role-Based Team Access
- Bulk Filing
- Branded Client Portal
For Financial Institutions / Enterprises
Filing at Scale
Pull data from your own systems and forms in bulk.
- Custom Data Ingestion
- Complex Compliance Support
- API Access
- Dedicated Support
Ready to streamline your 1099-A filing?
Everything You Need for Filing 1099-A Forms
Handle every stage of filing 1099-A online, from data collection to borrower delivery, in one place.
Bulk Upload
Use our CSV template to import your 1099-A data or upload your own file as is.
Address Book
Save payer and recipient information once and reuse it for future filings.
W-9 Collection & TIN Matching
Collect recipient tax information and verify TINs against IRS records before filing.
Smart Audit & Review
Identify missing information and potential filing issues before submitting your forms.
IRS Business Validation
Check business information against current IRS requirements before filing.
Share Forms for Review
Share draft forms with your team for review before submission.
Federal Filing
File your federal 1099-A forms through one submission.
Schedule Filing
Prepare forms in advance and choose when to transmit them.
Free Retransmission
Fix rejected returns and retransmit them without additional filing fees.
10-Year Storage
Access every filed 1099-A securely for a full decade.
AI & Live Support
Reach BanditAI instantly or a live rep when a question comes up mid-filing.
Postal Mailing
Mail borrower copies and track them from dispatch to delivery.
Recipient Portal Access
Give borrowers secure, lifetime access to their 1099-A online.
Smart Mail
Automatically mail a paper copy if the online version goes unviewed.
Print & Mail Yourself
Download borrower copies and print and mail on your own.
Foreign Mailing
Deliver borrower copies to account holders located outside the U.S.
Attach Supporting Documents
Include supporting statements alongside the borrower copy.
Our Trusted Partners & Integrations for 1099-A E-Filing
Connect with the tools you already use.
Automate End-to-End 1099-A Filing With
Our API
Connect our API with your existing software to automate filing without switching systems or re-entering data. Collect W-9s, validate TINs, and e-file 1099-A forms at year-end.
POST /v1/Form1099
Exclusive Tools Built for Tax Professionals and High-Volume Form 1099-A Filing
When one client manages a large lending portfolio, and the next handles only a few secured properties, keeping every borrower, property, and filing status straight shouldn't mean rebuilding your process for each one.
Bulk Filing
Import through bulk templates or API, regardless of how many clients or forms you manage.
Client Management
Track every client's filings and status from one place instead of a separate spreadsheet per client.
Branded Client Portal
Give each client a portal and communications that carry your firm's own brand, not ours.
Team Management
Add team members and assign preparer, approver, and transmitter roles based on their responsibilities.
Flexible Payment Options
Get volume-based discounts as your filing count grows, with prepaid credits available for flexible payment.
Custom Reports
Pull reports on team performance and client filings to see where the time actually goes.
For high-volume filing, call (704) 684-4758 for custom pricing.
What Information Is Required to E-File Form 1099-A Online
Gather these details before you start, and e-file Form 1099-A with TaxBandits in minutes.
Lender Details
Name, TIN, and address
Borrower Details
Name, TIN, and address
Property & Debt Details
Date of acquisition or abandonment, outstanding principal balance and borrower liability
Fair Market Value (FMV) of the property
Get started with TaxBandits to report your Form 1099-A online!
How to E-File Form 1099-A Online with TaxBandits
TaxBandits lets you import your Form 1099-A data, review the information, and complete filing through one streamlined workflow.
Import and Validate
Bring in your data via a CSV template or your own file, then review checks before submission.
CSV Templates
Bulk Upload
File IRS Forms
Submit your federal returns with real-time acknowledgment from the IRS.
1099-A
Validate & Review
Submit to IRS
Track Filing Status
Distribute Recipient Copies
Send borrower copies by mail, through the online portal, or both.
Ready to e-file Form 1099-A with the IRS?
The Bandit Commitment
Ensuring Peace of Mind for Every Form 1099-A You File
Filing a 1099-A means more than submitting accurate information. The Bandit Commitment reflects how TaxBandits supports your filing from preparation through completion.
-
Getting the right data in
Validate payer and borrower information before you submit your 1099-A forms.
-
Guided, end-to-end compliance
Federal filing and borrower distribution are managed together.
-
No-cost corrections and retransmissions
Corrections and retransmissions are included at no extra cost.
-
Money-back guarantee
If a 1099-A cannot be accepted or was filed in duplicate, the filing fee is refunded.
Get the Industry's Best Pricing for Quick and Accurate 1099-A Filing
Pricing per form based on volume
| No. of Forms | 1-10 | 11-100 | 101-250 | 251-500 | 501-2000 |
| Federal Filing | $2.75 | $1.75 | $1.15 | $1.00 | $0.80 |
Add-on
Price
USPS Address Validation
FREE
TIN Matching
$0.35 / TIN
Online Access
$0.50/form
Postal Mailing
$1.85/form
Postal (International)
$4.99/form
Postal + Online (Combo) 10% OFF
$2.12/form
Calculate Your Federal Filing Cost
Estimated Total
$2.75
For Bulk Filers
Filing more than 2,000 forms?
Frequently Asked Questions to File 1099-A Online
IRS Form 1099-A, Acquisition or Abandonment of Secured Property, is used by lenders to report the acquisition or abandonment of property that secures a debt. A copy is generally furnished to the borrower.
Form 1099-A is generally filed by lenders that:
- Acquire secured property in satisfaction of a debt.
- Have reason to know that the property has been abandoned.
Form 1099-A is generally filed by lenders that acquire secured property in satisfaction of a debt or have reason to know that the property has been abandoned. The lender must file Form 1099-A with the IRS and furnish a copy to the borrower.
Recipient copies are due by February 1, 2027. The IRS filing deadline is March 1, 2027 for paper returns and March 31, 2027 for electronic returns. If any of these dates fall on a weekend or holiday, the deadline moves to the next business day.
The lender must complete 2 copies when filing Form 1099-A:
- Copy A must be filed with the IRS.
- Copy B must be furnished to the borrower.
Choose TaxBandits for filing the Form 1099-A. We file with the IRS and mail borrower copies of Form 1099-A.
The IRS may charge $60 to $340 per return for late or incorrect Form 1099-A filings. Intentional disregard can result in a penalty of $680, with no annual maximum.
The other tiers are capped annually — for returns due in 2027, $244,500 to $1,397,000 for small businesses (average annual gross receipts of $5 million or less) and $698,500 to $4,191,500 for larger filers. Amounts are indexed for inflation each year.
| How late | Per form (returns due 2027) |
|---|---|
| Filed within 30 days | $60 |
| More than 30 days late, by August 1 | $130 |
| After August 1, or not filed | $340 |
| Intentional disregard | $680 |
To request an extension, file Form 8809 with the IRS on or before the original due date. This extension isn't automatic and is granted only in specific circumstances, which must be explained on the form. If you need more time to furnish borrower copies specifically, file Form 15397 by the original due date.
Ready to File Form 1099-A?
Join over a million businesses who trust TaxBandits for accurate, on-time 1099-A filing.
- Authorized IRS e-file provider
- Bank-grade security
- Free retransmission
