BanditAI
Reliable 1099-K filing solution, tailored for everyone.
Whether you file a handful of forms or manage high-volume 1099-K reporting, our software scales with your payment reporting needs.
Simplified 1099-K Filing for Platforms That Move Money.
Built for firms that can't afford errors—or the time it takes to chase them across disconnected tools.
Fast Preparation & E-Filing
Generate and transmit 1099-K forms quickly using bulk upload, built-in validations, and structured workflows.
Built-In IRS Validations
Automatically detect missing TINs, incorrect gross amounts, and formatting errors before submission.
Easy Recipient Copy Distribution
Send recipient copies via postal mail or secure recipient portal access—fully IRS compliant.
Corrections Made Simple
Make corrections and retransmit accepted forms easily when updates are required.
Multi-Client 1099-K Filing, Structured for Tax Firms
Manage 1099-K reporting across multiple clients with visibility, delegation control, and secure collaboration.
Bulk Filing Across Clients
Upload thousands of 1099-K records using standardized CSV templates with built-in validation.
Centralized Dashboard
Monitor filing status, corrections, and deadlines for every client in one consolidated view.
Branded Client Portal
Collect client data securely and share draft returns for review through your firm-branded portal.
Role-Based Team Access
Assign responsibilities with controlled permissions while maintaining firm-wide oversight.
Enterprise-Scale 1099-K Reporting Infrastructure
Standardize payment reporting compliance across departments, entities, and high-volume environments.
High-Volume Processing at Scale
Efficiently process thousands of 1099-K forms with structured imports and optimized workflows.
API & Custom Integrations
Integrate directly with payment systems, ERP platforms, and internal reporting tools.
Advanced Workflow Controls
Invite teams, assign precise roles, and manage complex reporting hierarchies.
Enhanced Security & Compliance
SOC 2 compliant infrastructure with encrypted data storage and secure user authentication.
The Bandit Commitment
Ensuring peace of mind for every
1099-K you file.
Most filing tools stop at submission. The Bandit Commitment means TaxBandits stays accountable through every stage, from the first data import to IRS acceptance and beyond.
The Bandit Commitment defines how TaxBandits approaches compliance: preventing errors before filing, supporting corrections & resubmissions when needed, and standing accountable through acceptance and beyond.
Getting the right data in
Compliance starts with clean, validated data—long before your 1099-K
is transmitted.
Guided, end-to-end compliance
Federal filing, state compliance, and form distribution—handled together with complete guidance.
No-cost corrections & retransmissions
Corrections & retransmissions for your 1099-K are included with your filing fee.
Money-back guarantee
If a 1099-K cannot be accepted or is a duplicate, the filing fee can be refunded.
How to E-file 1099-K online with TaxBandits
It’s simple. TaxBandits provides a structured workflow to accurately and efficiently manage 1099-K reporting at scale.
Import data and prepare forms
TaxBandits offers flexible options to efficiently prepare and organize your 1099-K data before filing.
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Flexible Import Options
Bring in data through CSV uploads, APIs, or custom templates, whichever works for you.
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W-9 Collection
Easily collect W-9 forms from recipients, securely capture their tax details, and stay prepared for accurate filing.
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Guided Preparation
Step-by-step guidance powered by BanditAI to prepare your 1099-K forms accurately.
Review & Validate
Multi-level validations help ensure accurate filings and fewer rejections.
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TIN Validation
Validate recipient TINs against the IRS database to help ensure accuracy and reduce rejections.
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USPS Address Verification
Verify recipient addresses against USPS records at no additional cost to ensure accurate delivery.
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Smart Review
Our system identifies potential compliance issues, such as duplicate entries, mismatched TINs, and missing details.
E-File & Distribute
Transmit securely, stay compliant with IRS requirements, and track your submission status.
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IRS & State E-filing
E-file your 1099-K with the IRS and states, including Form 1096 and reconciliation forms.
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Seamless Recipient Copy Distribution
Deliver recipient copies via postal mailing (domestic and international), or electronically through a secure online portal.
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Support Beyond Filing
If issues arise, you’re covered under the Bandit Commitment with no-cost corrections and retransmissions.
Backed by world-class support all the way
We built the AI tools and knowledge base so routine questions never slow you down. But tax filing isn't always routine. When you need more help, our US-based team is available via phone, live chat, and email to resolve your issue the first time.
Supporting diverse 1099-K reporting needs across industries
Organizations that process payment card and third-party network transactions rely on TaxBandits for compliant 1099-K filing.
Payment Processors & Merchant Acquirers
Report gross payment card transactions processed for merchants, including credit, debit, and stored-value card payments, with high-volume filing support.
Third-Party Settlement Organizations (TPSOs)
Meet IRS reporting requirements for third-party network transactions processed on your platform for service providers.
E-Commerce Marketplaces
Manage 1099-K reporting for marketplace sellers with bulk upload, validation, and streamlined distribution workflows.
Gig Economy & On-Demand Platforms
Issue 1099-K forms to drivers, delivery partners, and independent contractors paid through your payment network.
Crowdfunding & Payment Apps
Report payment transactions processed for users who meet IRS reporting thresholds with structured data import and validation tools.
Travel, Ticketing & Booking Platforms
Handle high-volume seasonal transactions and ensure accurate reporting for hosts, vendors, and service providers.
Our Customer Reviews
Trusted and loved by users like you.
4.9 rating of 52,784 reviews
Trusted and loved by users like you.
4.9 rating of 52,784 reviews
Powerful API to Automate Your W-9 Collection & 1099-K E-filing
Our robust API helps you automate 1099-K filing, W-9 collection, TIN matching, and form distribution directly from your existing systems. Seamlessly integrate our API with your software or portal to reduce manual work and ensure accurate, compliant filings.
How to E-file Form 1099-K Online with TaxBandits
TaxBandits offers flexible options for completing 1099-K filings. Choose your preferred data import methods to get started!
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Step 1: Seamless Data Import and Validation
Upload your data using our 1099-K CSV template. Our system automatically validates your data before submission, minimizing the risk of IRS rejections.
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Step 2: Instant IRS and State Filing
Submit your 1099-K forms directly to the IRS and corresponding state agencies with just a few clicks. Learn more
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Step 3: Distribution of Recipient Copies
TaxBandits streamlines recipient copy distribution via postal mail, recipient portal access, or both, ensuring secure and timely delivery.
We'll send you email updates regarding the status of your forms. You can also track the status directly from your Dashboard.
Ready to E-file Form 1099-K with the IRS and States?
How to E-file 1099-K
Transparent, volume-based pricing
Pay only for what you file. No subscriptions. No hidden fees.
- IRS-Authorized
- High Acceptance Rate
- Year-Round Coverage
Federal Filing
First 10 Forms
$2.75/form
11-100 Forms
$1.75/form
101-250 Forms
$1.15/form
251-500 Forms
$1.00/form
501-2000 Forms
$0.80/form
Recipient Copy Distribution
Online Access
$0.50/recipient
Domestic Mailing
$1.85/form
International Mailing
$4.99/form
Domestic Mailing +
Online Access (Combo) 10% OFF
$2.35/form
$2.12/form
Frequently Asked Questions to File 1099-K Online
What is IRS Form 1099-K?
Form 1099-K is filed by payment settlement entities (such as online marketplaces and payment apps) to report transactions processed through payment cards or third-party networks during the calendar year.
It tells the IRS how much money moved through your platform on behalf of others.
Who is required to file Form 1099-K?
Any payment settlement entity that processes transactions above the IRS reporting threshold is required to file.
This includes:
- Payment card processors and merchant acquirers
- Payment apps such as PayPal, Venmo, Cash App
- E-commerce and craft marketplaces such as Etsy, eBay
- Gig and on-demand platforms such as rideshare, delivery networks
- Ticket resale and event platforms
- Car rental and travel booking platforms
- Real estate marketplaces
- Crowdfunding platforms
- Freelancer and service marketplaces
What is the Form 1099-K reporting threshold for the 2025 tax year?
For tax year 2025, filed in early 2026, you are required to file Form 1099-K when a recipient's payments exceed $20,000 across more than 200 transactions in a calendar year.
What are the filing deadlines for Form 1099-K?
Here are the 1099-K deadlines for the 2025 tax year.
- Recipient copy deadline – February 2, 2026
- Paper filing with the IRS – March 2, 2026
- Electronic filing with the IRS – March 31, 2026
What information is needed to complete Form 1099-K?
Before you file 1099-K, please ensure you have the following information ready.
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Filer’s Info
Name, EIN, address, telephone number, and filer type (Payment Settlement Entity (PSE), Electronic Payment Facilitator (EPF), or other third party.
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Payee’s Info
Name, TIN, address, and account number
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Payment Info
This includes,
- Transaction type (Payment card or third-party network)
- Gross amount of transactions
- Card-not-present (CNP) transaction that involves online, phone, or catalog sales
- Merchant category code
- Number of payment transactions
- Total reportable payment transactions for each month
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Federal Income Tax Withheld (if any)
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State Tax Information
State abbreviation, payer's ID number, and state income tax withheld. Learn More
What is the difference between Form 1099-K, 1099-NEC, and 1099-MISC?
| Form | What It Reports | Who Files It |
|---|---|---|
| 1099-K | Payments processed through payment cards or third-party networks | The platform or payment processor |
| 1099-NEC | Direct non-employee compensation paid by check, ACH, or cash | The business making the payment |
| 1099-MISC | Miscellaneous income — rent, royalties, prizes, legal settlements | The business making the payment |
The key distinction is how the payment was made. If it moved through a platform or payment network, it's 1099-K territory. If it was paid directly by a business to a contractor or vendor, it's 1099-NEC or 1099-MISC.
Helpful Resource for Filing 1099-K
What is Form 1099-K?
Form 1099-K Changes
Form 1099-K Instructions
Success Starts with TaxBandits
An IRS Authorized E-file provider you can trust
