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ACA 1095 Forms Deadline for 2024
Know the Important 1095 Reporting Due Dates for 2025
ACA Reporting Deadline and Due Dates for 2025
Updated on December 10, 2024 - 6:00 pm by, TaxBandits
The IRS mandates that employers should complete their ACA Reporting with the health coverage information as per the deadline. There are two different forms to report this information - Form 1095 B and Form 1095 C. An employer should use Form 1095 B if the number of full-time employees is less than 50. Any health care insurers who provide health coverage for self-employed individuals should also use Form 1095 B. If more than 50 employees are employed, use Form 1095 C. Based on the criteria, employers should file ACA forms to the IRS on or before the deadline.
| ACA Reporting Forms | Criteria | Purpose |
|---|---|---|
| Form 1095 B |
Self-employed or less than 50 full-time employees |
To report health coverage information |
| Form 1095 C | More than 50 full-time employees | To report health coverage information |
To know the complete information regarding the ACA reporting deadline, read through our article.
The following are the topics covered under this article:
1. ACA Form 1095-B/C Recipient Copy Deadline
Whether you file 1095 B or file 1095 C, make sure that you send the copies to the recipients before the due date. For the tax year 2024, the due date for sending the recipient copy is March 03, 2025.
1095 B and 1095 C recipient copy deadline - ACA Reporting Deadlines 2024
| ACA Reporting Forms | Deadline |
|---|---|
| Form 1095 B | March 03, 2025 |
| Form 1095 C | March 03, 2025 |
2. ACA Form 1095-B/C Paper Filing Deadline
When you prefer paper filing of Form 1095-B/C, you should file it with the IRS on or before February 28, 2025. However, we recommend you to e-file your ACA forms to save time and money.
1095 B and 1095 C paper filing deadline - ACA Reporting Deadlines 2025
| ACA Reporting Forms | Paper Filing Deadline |
|---|---|
| Form 1095 B | February 28, 2025 |
| Form 1095 C | February 28, 2025 |
If the due date falls on any federal holiday, then the next business day will be the filing due date.
3. ACA Form 1095-B/C Electronic Filing Deadline
E-filing is the easiest way to file Form 1095-B/C with the IRS. It saves a considerable sum that you spend on printing. You can also keep track of your return status with less effort. In the case of paper filing, you will never know what happens to your return. The IRS also encourages all filers to e-file their returns. If you prefer to file your Form 1095 B or Form 1095 C electronically, you should do it on or before March 31, 2025.
1095 B and 1095 C e-filing deadline - ACA Reporting Deadlines 2024
| ACA Reporting Forms | E-filing deadline |
|---|---|
| Form 1095 B | March 31, 2025 |
| Form 1095 C | March 31, 2025 |
4. What is the State Filing Deadline for ACA Forms?
Some of the States have mandated ACA state filing for 2024, while few states don't mandate it. The deadline for filing ACA state filing is given below.
ACA Forms state filing deadline - ACA Reporting Deadlines 2025
| State | Deadline | E-Filing Deadline |
|---|---|---|
| New Jersey | March 03, 2025 | March 31, 2025 |
| District of Columbia | March 03, 2025 | April 30, 2025 |
| California | January 31, 2025 | March 31, 2025 |
| Massachusetts | January 31, 2025 | January 31, 2025 |
| Rhode Island | March 03, 2025 | March 31, 2025 |
5. What are the Late Filing Penalties?
If you fail to file ACA forms before the deadline, you will be penalized by the IRS. The penalty rate applies based on how late you are filing your 1095-C/1095-B. The late filing penalty rates for ACA forms are given below:
| No. of days delayed | Penalty |
|---|---|
| 30 days from the due date | $60 per return |
| 31 days late – August 1 | $130 per return |
| After August 1 | $330 per return |
| Intentional Disregard | $660 per return |
To stay away from these penalties, file your ACA forms with the IRS before the deadline.
Get started with TaxBandits today and stay compliant with the IRS!
6. E-File Form 1095-C with TaxBandits
To help you e-file 1095 forms with the IRS, TaxBandits is here!
TaxBandits is an IRS-certified electronic filing service provider. Our Software will validate your return against the IRS business rules and basic validations.
Simply follow the steps below to file your Form 1095:
- Step 1: Create a free TaxBandits account or Login If you have one already
- Step 2: Choose Form 1095-C
- Step 3: Enter Form Information
- Step 4: Review Form Information
- Step 5: E-file it with the IRS and State
